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Offerings

Choose monthly interest payments or
monthly compounding of interest¹

Invest in Phoenix Energy. We offer fixed-rate corporate bonds for investors, with even higher rates available for larger investments within our Private Placement Offerings. Bonds may be purchased with qualified funds including some IRAs.²

Open to ACCREDITED INVESTORS³

Regulation D | $25K Minimum Investment

9%

Annual Interest Rate

1-year term

10%

Annual Interest Rate

3-year term

11%

Annual Interest Rate

5-year term

12%

Annual Interest Rate

7-year term

13%

Annual Interest Rate

11-year term

Open to ALL INVESTORS⁴

Registered Offering | $5K Minimum Investment

9%

Annual Interest Rate

3-year term

10%

Annual Interest Rate

5-year term

11%

Annual Interest Rate

7-year term

12%

Annual Interest Rate

11-year terM

Open to ALL INVESTORS⁴

Phoenix Flex Short-Term Notes | $1K Minimum Investment
6.00%

Annual Interest Rate

3 Month

REDEMPTION INTERVAL
6.25%

Annual Interest Rate

6 Month

REDEMPTION INTERVAL
6.50%

Annual Interest Rate

9 Month

REDEMPTION INTERVAL
6.75%

Annual Interest Rate

12 Month

REDEMPTION INTERVAL
7.00%

Annual Interest Rate

18 Month

REDEMPTION INTERVAL
Note: Please see Disclosures at the bottom of this page. Interest rate is fixed but the applicable rate depends upon the term of the bond purchased.
  1. Compounding interest accrues monthly and is added to the then-outstanding principal amount of the bond or note with no interest payment until maturity.
  2. Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you.
  3. The Private Placement Offering (Regulation D) is exempt from the registration requirements of the Securities Act and only “accredited investors,” as defined in Rule 501 of Regulation D, may invest in such offerings. Accredited investors are defined as individuals with a net worth over $1 million (excluding primary residence) or income over $200,000 (individual) or $300,000 (household) in each of the prior two years, with a reasonable expectation of the same in the current year. Learn more about accreditation requirements. Please refer to the Company’s filings with the SEC. To participate in the Registered Offering, investors do not need to to meet these accreditation requirements.
  4. To participate in the Registered Offering Investors do not need to qualify as “accredited investors” but are subject to certain criteria, including meeting financial suitability requirements.
97%
Satisfied Investors
Based on Investor Poll-03.19.26¹
$308M
Paid to Investors
Inception-6.30.26²
7.6K
Investors Like You
Inception-6.30.26
100%
ON-TIME INTEREST PAYMENTS
Inception-6.30.2026

1.The poll was conducted at the Company’s quarterly investor update on March 19, 2026. A total of 840 responses were collected from existing investors, with 733 respondents (87%) reporting they were ‘Very Satisfied’ and 84 (10%) ‘Somewhat Satisfied.’ An additional 17 respondents (2%) selected ‘Neutral,’ and only 6 respondents (1%) expressed dissatisfaction. Past performance is not indicative of future results.

2.Total interest paid is reflective of total interest paid and accrued on all bonds and notes issued by the Company and its subsidiaries (including Adamantium) through 6/30/26. This amount includes $308.6 million paid to investors and does not include any payments paid to any other parties, including lenders. The interests paid and accrued includes a portion of interest related to bonds and notes for which Crescent Securities Group, Inc. did not serve as the Managing Broker Dealer but is consistent with the disclosure by the Company in its audited financial statements.