Invest With Phoenix Energy
9-13%Annual
Interest
Rates1
Fixed Rates2
in the American
Energy Sector
Fixed-rate offerings with a range of maturities, designed to meet a range of financial goals. Phoenix Energy is an oil and gas company focused on production, job creation and American energy independence.
Not FDIC insured. Not a bank deposit.
Invest in Our Offerings ›
Compare Rates, Minimums & Maturities
Many Ways to Invest
Built-In Flexibility6
Flex
Registered Offering|S-1
6-7%Annual
Interest
Rates7
$1K initial minimum
No accreditation required8
3, 6, 9, 12 & 18-Month redemption intervals6
Monthly payments or daily compounding interest9
Redemption window details ›
Redemption window6
Opens 45 days before each redemption date
Closes 30 days before each redemption date
Missed it? Your Notes continue to the next redemption date
Calendar days, counted back from your Set Put (redemption) date. Submit your request through the Investor Portal. Redemptions depend on Phoenix’s available funds and the terms of its senior debt.
Accessible Fixed Rates8
Higher Rates per Maturity10
Momentum
Private Placement Offering|Reg D
9-13%Annual
Interest
Rates2
$25K minimum
Accredited investors only11
1, 3, 5, 7 & 11-Year maturities
Monthly payments or monthly compounding interest9
Rate lift details ›
Rate tiers by minimum
$25K minimum · 9–13%
$500K minimum · 9.5–13.5%
$1M minimum · 10–14%
Rates vary by minimum and term. Each tier is a separate bond series under the PPM.12
Stated interest rates are contractual, not a guarantee of return; payments depend on the issuer’s financial condition. Not FDIC insured. Not a bank deposit. No public trading market. Phoenix Flex Notes are secured by a junior lien and rank behind senior debt; Registered Offering Notes are senior subordinated and unsecured; Private Placement Bonds are subordinated and unsecured. Phoenix Flex and Registered Offering: read the prospectus, including Risk Factors, at PHXoffering.com before investing. Neither the SEC nor any state securities commission has approved or disapproved of these securities or determined if the prospectus is truthful or complete. Private Placement Bonds are for verified accredited investors only, offered only through the Private Placement Memorandum under Rule 506(c) of Regulation D, are not registered under the Securities Act of 1933 or any state securities law, and are subject to transfer and resale restrictions. Offered through Crescent Securities Group, Inc., Member FINRA/SIPC.
Interested in Our Rates?
We know our 9-13% annual interest rate2 offerings are what brought you here, but there’s even more to love about an investment with us.
Start Your Investment Journey in Just 3 Easy Steps:
Pick the Offering
That Is Right for You
Review our offerings, investment minimums, and term lengths to determine the best fit.
Complete & Fund
Your Account
Use our intuitive investment portal, or call our helpful support team. We’re available to help you through the process.
Get Monthly Interest Payments
or Watch It Compound9
Choose monthly interest payments deposited directly to your bank, or let your interest compound — added back to principal each month.
Top 50 on Financial Times Fastest-Growing Companies List16
#33 of 300
"Excellent" Trustpilot Rating:
4.9/5 | 557 Reviews14
As of 11/03/26
"A+" Better Business Bureau Rating:
4.9/5 | 126 Reviews14
As of 11/03/26
Testimonials
Hear From Current Investors14
The customer service is impeccable and JoAnn has been fabulous to work [with]!
...My wife and I had been looking [for] a great place to invest our [IRAs]. After searching and reading [Phoenix Energy] reviews, we made a decision to contact them. Cameron...
I received excellent [customer] service. Mr. Cameron Smart was able to answer all my questions and was very informative. He replied to my emails in a timely manner. I am...
The service Phoenix provides is very personal and detailed. You get an [account] manager assigned to you that can help you resolve any issues quickly and efficiently. Emails do not...
Daily Barrel Production Progression
Gross barrels of oil produced per day through 10/31/26. Oil production is only from wells owned and operated by Phoenix Operating, a wholly-owned subsidiary of Phoenix Energy. Phoenix’s portfolio of royalty assets and non-operated working interests are not included in this chart.
As of 10/31/26
Over the next 12 months
As of 10/31/26
Get the Answers You Need
Prospective Investor FAQs
What Offerings Does Phoenix Energy Currently Have Available for Investors?
- Phoenix Energy is conducting offerings of debt securities pursuant to (i) an exemption from registration under Rule 506(c) of Regulation D (“Private Placement Offering”) of the Securities Act of 1933, as amended (the “Securities Act”) and (ii) a registration statement on Form S-1 under the Securities Act (including a prospectus) filed with the SEC (the “Registered Offering”), and (iii) a registration statement on Form S-1 (including a prospectus) for its Phoenix Flex notes (“Phoenix Flex”).
- The Private Placement Offering is exempt from the registration requirements of the Securities Act and only “accredited investors”, as such term is defined in Rule 501 of Regulation D, may invest in such offerings.
- The Registered Offering is being made pursuant to a registration statement and prospectus, filed, or registered with the U.S. Securities and Exchange Commission (“SEC”) and appropriate state regulatory agencies. For the Registered Offering and Phoenix Flex, only investors meeting certain criteria, including financial suitability requirements, may invest. The eligibility requirements may be found in the offering documentation, including the prospectus, that the Company has filed on EDGAR with the SEC and can be found at sec.gov, where you can obtain a free copy of the prospectus. Alternatively, Phoenix Energy or a registered representative of Crescent will supply additional materials when requested. Call 303.376.9778 or email InvestorRelations@phoenixenergy.com to place a request.
- Before you invest, you should read the offering documentation for the relevant debt offering, including, with respect to the Registered Offering, the prospectus, and other documents that the Company has filed with the SEC.
Do I Have to be Accredited (as Defined by the SEC in Section 501(a) of Regulation D) to Purchase Phoenix Energy’s Offerings?
No, you do not need to be accredited to purchase the notes sold in the Registered Offering or the notes sold in Phoenix Flex. If you are an “accredited” investor, you can also purchase the bonds sold in the Private Placement Offering.
Is there a Minimum Purchase Amount for a new investor in Phoenix Energy’s Offerings?
Yes. The minimum purchase amount is $1,000 for Phoenix Flex, $5,000 for the Registered Offering and $25,000 for the Private Placement Offering. After meeting the minimum purchase amount, additional notes or bonds may be purchased in $1,000 increments.
Are the Offerings Callable (Redeemable)?
Phoenix Energy may redeem the bonds issued pursuant to its Private Placement Offering and the notes issued pursuant to its Registered Offering at face value plus any accrued but unpaid interest. Phoenix Energy may also redeem Phoenix Flex notes at any time at 100% of principal plus accrued and unpaid interest. Phoenix Flex investors may request redemption at 100% of principal on the last day of their chosen 3-, 6-, 9-, 12- or 18-month redemption interval, with 30 to 45 days’ prior notice, or at other times at 95% of principal plus accrued and unpaid interest, subject to an annual cap and other limitations. All redemptions are subject to the terms of the Phoenix Flex prospectus.
Who Is the Company’s Transfer Agent for its Debt Offerings?
- The Company is its own transfer agent for its debt offerings, both under the Private Placement Offerings and the Registered Offering.
- Phoenix Energy maintains a record of ownership, including contact information, for a record holder of its notes and bonds, handles any title transfers, pays interest and otherwise handles communications to holders regarding their notes and bonds.
Do I need a financial advisor or brokerage account to purchase bonds from Phoenix Energy?
No. We sell our notes and bonds directly to investors through our investor portal. We have a dedicated sales team that can assist you. Please contact investorrelations@phoenixenergy.com
Can I purchase bonds through a trust or other entity?
Yes. We accept purchases through any domestic legal entity subject to verification of the organizational documentation, authority, and tax ID.
Can I speak to someone about purchasing bonds?
Of course. The investor relations team can be reached by phone (303) 376-9778 or email (InvestorRelations@phoenixenergy.com) anytime.
Can I purchase bonds using qualified funds, either through an IRA or 401K?
Phoenix’s bonds and notes may be purchased with certain qualified funds, such as a self-directed IRA held with an eligible custodian. Eligibility depends on your plan, your custodian and the offering you choose. Using qualified funds may have tax consequences or penalties.15 For questions about 401(k) or IRA eligibility, please contact InvestorRelations@phoenixenergy.com.
Does Phoenix Energy provide monthly statements to investors?
Yes, Phoenix Energy provides a monthly statement and report to each investor. Your statement can be accessed and downloaded through the Phoenix Energy portal.
