Qualified Funds
Quick Info From Adam
Adam breaks down the process and demystifies self-directed IRAs
Hear From AdamInvesting Using Your IRA Doesn’t Have to Be Complicated
Investing in private assets like real estate or bonds using your IRA doesn’t have to be complicated — and we’re here to guide you every step of the way. Investing through a self-directed IRA may allow you to invest in private offerings while keeping the tax-advantaged status of your retirement account. Consult a tax advisor about your situation. Whether you have a Traditional, Roth, or SEP IRA, or funds from an old 401(k) or 403(b), we make it easy to roll over your retirement savings into a qualified account. Our process ensures your investment earnings remain tax-deferred, and we even cover the administrative fees associated with these self-directed accounts. You’ll receive monthly interest payments deposited directly back into your IRA — all while maintaining compliance with IRS guidelines. We handle the paperwork, make the introductions, and ensure you understand the process before you invest. Let’s make your IRA work smarter.
IRA
Traditional
Roth
SEP
Employer Plans
401k
403b
457
Other
TSP
Defined Benefit
Deferred Comp
HSA
Pension
Investing With Your Self-Directed IRA
Most self-directed retirement accounts can invest in our private offerings. To participate, you’ll need to roll over or transfer your account to a self-directed custodian. If you already have a self-directed IRA, you can invest through your existing custodian. If not, you can work with our preferred custodians:
How It Works
We’ll help you move your retirement funds.
Open the Same IRA Type for Transfer
Open a Traditional, Roth, or SEP IRA with a self-directed custodian.
Transfer or Roll Over Accounts
Move funds tax-free from your existing IRA or retirement plan.
Sign Investment Documents
Complete and sign the investment documents with your custodian.
Your IRA Invests in Phoenix Energy
Your investment is now set up.
Meet With Capital Markets
Find your account representative below and schedule a time that works for you. If you don't yet have a representative, meet with our general team, here.
Offerings
Invest in Phoenix Energy. We offer fixed-rate bonds and notes to investors, with rates that vary by offering and term. Bonds and notes may be purchased with qualified funds, including some IRAs.2
Built-In Flexibility3
Flex
Registered Offering
$1K initial minimum
No accreditation required4
Monthly payments or daily compounding interest1
Review ProspectusAccessible Fixed Rates4
Access
Registered Offering
$5K initial minimum
No accreditation required4
Monthly payments or monthly compounding interest1
Review ProspectusAnnual Interest Rate
3-Year Term
Annual Interest Rate
5-Year Term
Annual Interest Rate
7-Year Term
Annual Interest Rate
11-Year Term
Higher Rates per Maturity5
Momentum
Private Placement Offering
$25K minimum
Accredited investors only6
Monthly payments or monthly compounding interest1
Review PPMAnnual Interest Rate
1-Year
Term
Annual Interest Rate
3-Year
Term
Annual Interest Rate
5-Year
Term
Annual Interest Rate
7-Year
Term
Annual Interest Rate
11-Year
Term
Get the Answers You Need
Qualified Funds FAQs
Who covers custodial account fees?
We cover all custodial account fees—they don’t come out of your investment.
Do I need to maintain an account minimum?
Yes. Custodians like PTC and IRA Club require you to keep $500 in cash in the account.
Example: To invest $100,000, move $100,500.
Already have a self-directed custodian?
Excellent! We’ll send them our offering documents directly.
I still need help getting started
Reach out to us – we’ll connect you with the right team at Advanta IRA, Prefered Trust, or IRA Club and guide you through every step.
