For illustrative purposes only. The scenario above is hypothetical and is not a guarantee of future performance.
Simple interest earns returns only on the original principal, resulting in steady, predictable growth over time. In contrast, compounding interest earns returns on both the initial investment and accumulated earnings, which can accelerate growth. Because of this reinvestment effect, compound interest can significantly increase total returns compared to simple interest, especially over longer time periods.
| Term |
Simple Value at Maturity Simple Value |
Compound Value at Maturity Compound Value |
Ratio |
|---|
Investors who commit larger investment amounts may qualify for higher interest rates, as increased capital can unlock enhanced return tiers. This structured approach to bond investing rewards greater participation with improved rate potential, especially when combined with longer-term commitments.
Review our offerings, investments minimums, & term lengths to determine the best fit.
Use our intuitive investment portal, or call our helpful support team. We’re available to help you through the process.
Review our offerings, investment minimums, & term lengths to determine the best fit.
*Monthly compounding of interest: No interest payable until maturity
Accredited investors are defined as having a net worth over $1 million (excluding primary residence) or income over $200,000 (individual) or $300,000 (household) in each of the prior two years, and reasonably expect the same for the current year.
Lean More About Accreditation Requirements
Absolutely. All of Phoenix’s investments are compatible with 401k accounts, Traditional IRAs, Roth IRAs, and Self-Directed IRAs. For specific questions about 401k or IRA eligibility, please contact InvestorRelations@phoenixenergy.com.
While no investment is entirely safe, our current assets outweigh our liabilities. Capital is immediately invested to purchase new assets that produce predictable monthly revenue for the Company. Further, we have developed a conservative hedging strategy that predicts we will be able to service our debt commitments to investors in the face of market fluctuations up to -75%. For more information on how we service our debt commitments, please contact InvestorRelations@phoenixenergy.com.
Interest is paid out on the 10th of each month starting the month after you made your initial investment.
You can access your principal investment early but this will result in a breakage fee. We have 1, 3, 5, 7, 9, and 11-year products – it is advisable that you select an option best suited to your situation.
All of our investments are available throughout all of the United States.
We work with a transfer agent to handle all payment processing and account reporting. Once an investment is made, you gain access to an investor portal with statements and information available on demand.
No. We work directly with investors to eliminate unnecessary brokerage fees and commissions.
You can invest through any domestic legal entity that has either a United States tax ID or a United States social security number.
Phoenix investments are taxed the same as any other fixed-rate bond or interest-bearing investment. You will receive a form 1099 at the end of the calendar year covering all interest paid during the calendar/tax year.
Of course. The investor relations team can be reached by phone [(303) 376-9778](tel:(303) 376-9778) or email (InvestorRelations@phoenixenergy.com) anytime. You can also contact Matt Willer, Managing Director, Capital Markets, Partner, directly at [(720) 408-1850](tel:(720) 408-1850) or mwiller@phoenixenergy.com.
